Pagosa Springs and Durango real estate and homes for sale in Colorado - Mike Heraty and the Source Team, REALTORS® Mike Heraty and the Source Team REALTORS(r) for Pagosa Springs and Durango, Colorado real estate - NUMBER1EXPERTS™ Mike Heraty and the Source Team NUMBER1EXPERTS(tm) for Pagosa Springs and Durango, Colorado real estate
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Mike Heraty and the Source Team, REALTORŪ, real estate agents and broker for Pagosa Springs and Durango Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are "The Pagosa Source". Please call us at 970-264-7000.

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Mortgage Prequalification: Pagosa Springs and Durango Colorado home buying, real estate listings, and homes for sale in Archuleta, La Plata County, CO
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Pagosa Springs and Durango REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >The Perfect House

Home buyers must often deal with deferred maintenance or repairs. For example, you may have found a terrific house and like many competent home buyers, you included a structural inspection contingency in your purchase agreement. What happens when you find out that your "perfect" house needs some work? Do you ask the sellers to pay for the repairs? Before you answer "yes", there are some important considerations.

Some contracts require that all of the home's systems, such as plumbing, heating, electrical and central air conditioning, be in working order. In this case, the sellers may be obligated to repair any problems with these systems. Leaky roofs, damp basements, or other structural problems may not be covered, however. If you ask the sellers to make these types of repairs, you may void the contract by doing so. The sellers might prefer to negotiate the repairs to keep from losing the sale. If there are other buyers waiting in the wings with back-up contracts, you run the risk of losing the home.

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Real Estate Trivia
Q 
What is the most unusual maintenance project done once each year in the United States?

A 
The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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Mike Heraty and the Source Team, REALTORŪ, real estate agents and broker for Pagosa Springs and Durango Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Heraty and the Source Team
The Pagosa Source

257 Pagosa Street (P.O. Box 4580)
Pagosa Springs
CO 81147
Local: 970-264-7000
Toll-Free: 888-672-4672
Fax: 970-264-7070
heraty@pagosasource.com

One Team... One Goal... Providing the Best Real Estate Service in Pagosa Springs!

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